Thanks to homeschool leader Kathi S from PA who told me about insurance for her homeschool group’s sports activities.
The Amateur Athletic Union (AAU) is one of the largest, non-profit, volunteer, sports organizations in the United States. A multi-sport organization, the AAU is dedicated exclusively to the promotion and development of amateur sports and physical fitness programs.
From their website page on insurance:
It can be extremely difficult and expensive to obtain insurance coverage for individual amateur athletic competitions. Yet if insurance is not obtained, the personal assets of the individuals conducting the event may be at risk. Many owners of sports facilities, especially municipalities and schools, will not permit the use of their property or facilities unless it can be demonstrated that both they and the entity/individuals conducting the event are covered under an insurance policy. Without insurance, the opportunity for amateur athletes to compete in organized sports programs is substantially limited.
Kathy’s homeschool organization pays only $12 a year for each student to participate in a volleyball club they offer. That seems very affordable to me!
Read more here:http://www.aausports.org/Insurance/Overview.aspx
This may bring a lot of piece of mind to homeschool leaders running sports programs.
Carol Topp, CPA
Related article: Insurance for Hoemschool Groups