Insurance provider works with homeschool groups

Angela, a homeschool leaders in Arkansas, shared some helpful information about insurance for homeschool groups.


As our group grew and I began to understand the potential liability we, especially our leadership, was taking on and heard of more and more groups being sued, our board of directors decided it was imperative that we be insured.
Our search for insurance was very long, and discouraging.  We solicited quotes from companies and were completely turned down, or quoted prices that would have ruined our budget.   Then we found AIM!




We were able to get insurance for our entire group for about $350/year.
They typically insure PTAs and Booster Clubs through public schools, and we did have to answer a few extra questions, but we have been pleased with the service.  Buying a policy was simple through their website.  Now, we have not made a claim yet, so I can’t speak to the side of things, but it is the ONLY affordable option we found in over a year of search.


Also, I think incorporation is a really smart move and covers a lot of the potential liability issues.


I hope that helps others.


Angela Knight
Director – ETCNWA

Thanks Angela for sharing this helpful information!

Carol Topp, CPA


  1. I called AIM today and an agent told me we can’t get insurace through them because we are not part of a school district.

  2. Carol Topp says:

    That’s hugely disappointing! Maybe you got a new sales rep who doesn’t understand homeschool organizations. Try again and ask to speak to a manager.

  3. I too just called AIM and Victor, the agent, said that they do not offer liability insurance for homeschool groups.

  4. Becky says:

    Do you have any updated information re: agencies who offer insurance to homeschool groups? We have a large group (125-150 families) and our group only meets 22 Fridays/year for roughly 4 hrs. Our insurance estimates are >$1k annually.

  5. Carol Topp says:

    Becky, Sorry, I don’t have much to offer for insurance agencies because it’s usually so locally focused. Try They write policies in every state.

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